DMD Weekly FinTech Trend Report

June 5, 2025

DMD FinTech Trend Report — Powered by Advantage Evans Academy📈

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THIS WEEK’S PREMIUM CONTENT:

Lesson 3: Track It to Grow It

📊 Premium Lesson Drop: Track It to Grow It

Buying crypto is just the beginning. This week’s micro-lesson helps you take the next step with a simple, powerful system to track your digital assets—automatically or manually—so you stay ready, not reactive. Includes my recommended tools for portfolio tracking, tax reporting, and long-term security.

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📰LEAD STORY

The Top 5 Mistakes That Could Cost You Your Crypto (And How to Stop Making Them)

By Dr. Tonya M. Evans

I’ve been in this space long enough to know one thing for sure: the greatest threat to your crypto isn’t always the market. It’s you.

Not because you’re careless but because no one told you what you didn’t know until it was too late. I know because I’ve been there.

I still hate telling this story. But it’s too important not to.

A few years ago, I had what was supposed to be a secure hardware wallet fail. I had taken all the right steps—except one. I could not find my seed phrase. And that was the end of 0.5 BTC, some MKR, and DAI. Poof. Gone. Forever.

There’s no 1-800 number for “crypto customer service.” There’s just you, your keys, and what you’ve done to prepare.

So in that spirit, I want to share five of the most common (and avoidable!) mistakes I see people make that put their digital assets at serious risk:

1. Losing Access to Your Seed Phrase

You think you’ll remember where you put it. Until you don’t.

Solution: Write it down. Store it offline. Use something durable like SecuX metal seed storage instead of a post-it in your drawer.

2. Using Weak or Recycled Passwords

If you’re using the same password for crypto that you used for Netflix in 2016, you’re one data breach away from disaster.

Solution: Use a password manager and set a unique, complex password for every account.

3. Leaving Funds on an Exchange

Convenient? Yes. Smart? Not for long. Hacks, lockouts, or even sudden collapses can happen.

Solution: Use a cold storage wallet like Ledger for long-term holdings. Own your keys. Own your crypto.

4. Ignoring Portfolio Tracking

What you can’t see, you can’t protect. And you definitely can’t manage.
Solution: Start tracking today. I recommend CoinTracker—the same platform I use in my From Cash to Crypto course. It keeps tabs on your assets, taxes, and performance—all in one place.

5. Treating Crypto Like a "Set It and Forget It" Game

Crypto isn’t magic. It’s money—and it requires attention.
Solution: Educate yourself, review your strategy regularly, and check your accounts. Autonomy doesn’t mean absence.

This Week’s Micro-Lesson Will Help You Fix All of This
If any of these mistakes hit close to home (and they probably should), this week’s premium From Cash to Crypto micro-lesson is your blueprint to get your house in order.

I’ll walk you through:

• How to track your crypto (automatically or manually)

• What to include in your portfolio system

• The exact tools I trust to stay protected

It’s not about fear. It’s about freedom—the kind that only comes when your digital life is secured and you’re in control.

Join me inside the DMD FinTech News & Trends Report and let’s build your confidence one lesson at a time.

Because regret is permanent in crypto. But mistakes don’t have to be.

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NEWS & TRENDS DIGEST

🏦 JPMorgan Accepts Bitcoin ETF Shares as Collateral

Let’s start with something that would’ve seemed impossible a year ago: JPMorgan now allows clients to borrow against their Bitcoin ETF holdings—starting with BlackRock’s iShares Bitcoin Trust.

That’s right. The same institution whose CEO once called Bitcoin “worthless” and {checks notes …} a “pet rock” is now treating Bitcoin ETF shares like blue-chip collateral. It’s not just a policy change—it’s a paradigm shift.

🔁 This is the institutionalization of crypto finance in real time.

If you're still wondering whether Bitcoin is “real,” watch how Wall Street’s moving—not what they’re saying.

📈 Circle’s IPO Pops: $1.1B Raised, 25x Oversubscribed

Circle, the company behind USDC, completed its NYSE IPO—raising $1.1 billion and landing a $6.9B valuation. Demand? Off the charts. The offering was 25 times oversubscribed, with participation from JPMorgan, Goldman Sachs, and ARK Invest.

This is a major milestone not just for Circle—but for the entire stablecoin ecosystem. And with USDC’s regulatory-first reputation, this move adds pressure on lawmakers to get the GENIUS Act across the finish line.

🟣 MoonPay Secures BitLicense—Now Live in All 50 States

MoonPay just became one of the few crypto-native companies to secure both a BitLicense and Money Transmitter License in New York. That means they can now operate coast-to-coast, offering crypto directly via Venmo, PayPal, and Apple Pay.

New York doesn’t hand out BitLicenses lightly—so this is a major win. MoonPay is no longer just a payments company—it’s a crypto on-ramp with full regulatory backing.

🛑 California Wants to Hold Your Dormant Crypto

In a controversial move, California passed AB 1052, which would allow the state to take custody of inactive crypto left on exchanges after three years. It treats digital assets like other unclaimed property.

While assets are still reclaimable by the owner, this raises red flags for anyone holding long-term crypto on centralized platforms.

🔁 Once again: self-custody is protection, not paranoia.

📊 Robinhood Surges 92% YTD on Crypto Boom

Robinhood stock closed at an all-time high of $71.72, fueled by a 92% year-to-date surge and boosted by its acquisition of Bitstamp and Canadian platform WonderFi.

CEO Vlad Tenev says the company’s doubling down on crypto, tokenization, and perpetuals. It’s no longer a stock app with a crypto tab—it’s becoming a crypto-native brokerage.

⚖️ GENIUS Act Faces Senate Hurdle

The bipartisan GENIUS Act, aimed at regulating stablecoins, is facing turbulence. Senators Durbin and Marshall are attempting to attach a Credit Card Competition Amendment, which critics are calling a “poison pill.”

🔁 Translation: legacy finance is still fighting to keep its turf.

The crypto lobby is pushing back hard, and time will tell if the bill survives the ride.

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THIS WEEK ON CONFIDENTLY CRYPTO™ with DR. TONYA

In this episode, I dive deeper into why digital asset fluency is essential for modern leadership. I answer real questions from business leaders and share my Nine-Step Web3 Career Pivot Roadmap—designed for millennial professionals, creators, and execs ready to claim their Web3 Ready™ Advantage.

🎧 Where to Listen:

• On SiriusXM’s Women’s Empowerment Network

• Free on Apple, Spotify or wherever you listen to podcasts

PREMIUM CONTENT

In depth curated coverage of the more trends in crypto, Web3 and fintech law and policy and how to pivot your portfolio and practice with purpose in the digital economy.

Ready to Learn & Earn? Become a Premium Subscriber + Access Micro Lessons.

📅 Weekly Lesson Schedule:

• Lesson 1: Not Your Keys, Not Your Crypto
  Learn why self-custody matters—and how to set up your first wallet the right way.

• Lesson 2: Secure It Like You Mean It
  Get your digital house in order with five must-do security steps for every crypto holder.

• **TODAY**: Lesson 3: Track It to Grow It
  Build a simple but powerful system to monitor your crypto portfolio and stay ready for tax time.

• Lesson 4: From Fear to Framework
  Create your personal crypto strategy, complete with your “why,” risk profile, and investment rhythm.

• Lesson 5: Tax Time
  Understand what crypto activity is taxable—and take early steps to stay compliant and stress-free.

📬 Don’t miss the moments that matter. Unlock the Vault, Upgrade today.
Because in the digital economy, knowing the rules is the real alpha.