AdvantageEvans FinTech News & Trend Report
July 8, 2025 | Expert Analysis on FinTech, IP & Web3
📈Powered by Advantage Evans Academy📈
INTRO
Big week on the airwaves and in the headlines!
I'll be joining The Karen Hunter Show on SiriusXM TODAY (Tuesday, July 8) in the 5PM ET hour, with a replay during the 8PM block. We’ll be talking about decentralized messaging, digital self-defense, and the future of financial sovereignty. Catch it live on SiriusXM Urban View, Channel 126.
🎓 Also: Registration opens next Monday for the Web3 Ready Lawyer 3-week cohort (apply now for subscriber early access to registration!).
💡New Web3 Readiness Assessments for lawyers and investors are now live at ProfTonyaEvans.com. Find out how ready you really are—and what to do next.
This Week’s Microlesson
Are you prepared for one of the biggest shifts in crypto law?
📌 In this week’s exclusive microlesson, I break down crypto market structure reform—what it means, why it matters, and how it could reshape the future of crypto investing and legal compliance in the U.S. Includes Crypto Market Structure 101 Primer: Why It Matters for Lawyers, Investors & Policy Pros
If you're an investor, lawyer, or policy pro, here's the million-dollar question:
Will you be ready when Congress finally acts?
Because ready or not...change is coming.
🔐 Upgrade now for just $5 monthly to unlock this week’s premium microlesson immediately and get ahead of the regulatory curve—before your competitors (or clients) ask you what’s next.
Includes access to microlessons, archive, chat, comment threads, and Lives Q&As
THIS WEEK’S PREMIUM CONTENT:
🎓 Micro Lesson: Crypto Market Structure: Why Lawyers & Investors Should Care
✅ New for Premium Subscribers!
Every issue of this newsletter will include a premium micro-lesson—bite-sized insights to help you grow your crypto confidence, one step at a time.
🗓️ And don’t miss our monthly “Office Hours” AMA starting Wednesday, July 9 at Noon ET—only on Substack LIVE! Bring your questions, get answers, and stay ahead in Web3.
📲 Upgrade now and join the Advantage Evans premium experience for just $5/month and get started today!
📰LEAD STORY
Built for Blackouts, Protest, and Surveillance States: Bitchat Is Messaging Without Gatekeepers
By Dr. Tonya M. Evans
In my latest article, I explore Bitchat, a decentralized messaging platform backed by Jack Dorsey, and why its promise of censorship-resistance and surveillance-proof communication couldn’t be more timely. This piece connects the dots between cooperative economics, decentralized tech, and real-world liberation strategies—especially for historically excluded communities.
NEWS & TRENDS DIGEST
1. Senator Cynthia Lummis pushes for crypto tax parity
Her new bill proposes equal treatment of crypto lending, trading, and gains relative to fiat—targeting outdated laws that penalize crypto users. Key provisions include exemptions for de minimis gains, expanded wash sale rules, and new accounting clarity.
2. SEC staff issues guidance on crypto ETFs
Just last week, SEC staff released a framework to help issuers prepare disclosure documents for crypto ETPs. Read the full statement here. This move signals a cautious but strategic opening for mainstream financial vehicles tied to digital assets.
3. SCOTUS won't hear Coinbase privacy case
The U.S. Supreme Court declined to hear a challenge to the IRS’s demand for Coinbase user data. That leaves a troubling precedent in place for broad financial surveillance—making the case for more robust Fourth Amendment protections in the digital age.
💡 FUN FACT
If you had invested just $1 in Bitcoin when I launched Advantage Evans Academy in July 2020, you’d have about $7.25 today.
That’s a 625% return. Not bad for a dollar and some HODL conviction.
THIS WEEK ON CONFIDENTLY CRYPTO™ with DR. TONYA
"Crypto Reserves for Mortgages? FHFA Shifts the Game"
The Federal Housing Finance Agency just greenlit crypto held on U.S.-regulated exchanges to count as reserves for FHA-backed mortgages. What does this mean for DeFi alternatives, self-sovereignty, and financial inclusion? I break it down.
🎧 Where to Listen:
📺 LATEST VIDEO
Crypto Tax Bill Breakdown + Coinbase’s Washington Post Blitz
📺 Watch on YouTube
I unpack Senator Lummis's crypto tax reform bill, why it matters for everyone from casual users to tax attorneys, and how Coinbase is taking its case to Capitol Hill with a bold media campaign.
FOR PREMIUM SUBSCRIBERS
In depth curated coverage of the more trends in crypto, Web3 and fintech law and policy and how to pivot your portfolio and practice with purpose in the digital economy.
THIS WEEK’S MICRO-LESSON:
Ready to Learn & Earn? Become a Premium Subscriber + Access Micro Lessons.
📬 Don’t miss the moments that matter. Unlock the Vault, Upgrade today.
Because in the digital economy, knowing the rules is the real alpha.
Keep reading with a 7-day free trial
Subscribe to AdvantageEvans Web3 Economy News & Trend Report to keep reading this post and get 7 days of free access to the full post archives.